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Frequently Asked Questions
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1.WHO WE ARE
2. WHO MIGHT BENEFIT FROM THIS SERVICE
3. WHY WOULD I CONSIDER SELLING MY PROPERTY "AS-IS"?
4. HOW OUR SERVICE WORKS
5. HOW MUCH WILL WE OFFER FOR YOUR HOUSE?
6. WHAT WE MEAN WHEN WE SAY WE ARE "CASH" BUYERS
7. THE ADVANTAGES OF SELLING YOUR PROPERTY TO A "CASH" BUYER
8. WHO HANDLES ALL THE PAPERWORK?
9. DO I HAVE TO MAKE REPAIRS, CLEAN OR HAUL ANYTHING?
10. HOW DO I KNOW YOU HAVE THE MONEY TO BUY MY PROPERTY, FAST?
11. DO I HAVE TO PAY YOU A COMMISSION BECAUSE YOU ARE A LICENSED REAL ESTATE AGENT OR BROKER?
12. DO I NEED TO HAVE THE HOME INSPECTED BY THE CITY?
13. WHY DO YOU PURCHASE UNDER A DIFFERENT NAME?
1.WHO WE ARE
Pat Chomyn is a full-time real estate investor. We specialize in the purchase and sale of property in any condition, in most parts of Denver & Colorado Area. Below are some of the most frequently asked questions and answers regarding our service. For more information, do not hesitate to call Pat at 303-910-1969. If you prefer, you may also contact Pat by e-mail.
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2. WHO MIGHT BENEFIT FROM THIS SERVICE
For various reasons, you may have a need or desire to quickly sell a piece of property. Several reasons might be, divorce, forclosure, easier than realtors or condition of the property. This may be a task that you want to accomplish quickly and easily as possible. We specialize in fast, effective, friendly,"hassle free" service.
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3. WHY WOULD I CONSIDER SELLING MY PROPERTY "AS-IS"?
Do you have the money, time, patience or desire to sell your property using "conventional" methods? We can offer the best option for you if one or more of the following situations apply:
You own, rental property that's outdated or in need of repair or inherit or have power of attorney to sell the family home.
Your current finances make it difficult to maintain your home, now.
You may be behind in your payments and facing foreclosure, soon.
Your familial status has changed and you need a larger or smaller home to meet your current lifestyle.
You are retiring and want to be closer to family and friends.
Your employment is relocating you out of town.
You have tried to sell your home conventionally with no success.
You don't want people trafficking in and out of your home if listed for sale.
You don't want to be bothered by the requirements the city or traditional buyers may impose prior to a sale or occupancy.
Just remember there is no shame in not having the time, money, patience or desire to sell a home.
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4. HOW OUR SERVICE WORKS
We purchase tough properties and renovate, for a living. We have the knowledge to determine the property's potential fair market value, the experience in assessing the amount of repairs that may be needed to satisfy lenders, city officials, buyers and others, the patience to wait out any market condition for a sale and the financial resources required to make it all happen.
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5. HOW MUCH WILL WE OFFER FOR YOUR HOUSE?
We can assess your property over the phone to determine the approximate fair market value. Obviously, we cannot make an offer without viewing the property in person, but we can determine an "approximate" or "ballpark" price range by obtaining certain specific information and doing some quick research. First, we will ask questions about the property and the condition including the last time it may have been updated and what repairs may be needed. Next, we will ask how much you want for your house? If you really don't know how much you want we can give you an approximate price range as mentioned above. If our price range is acceptable we will schedule an appointment, look at your property, and make you an offer. It's that easy.
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6. WHAT WE MEAN WHEN WE SAY WE ARE "CASH" BUYERS
This means that you will be paid by cashier's check or a title company check at the closing. Our offer is NOT contingent upon bank financing. We don't have to go to the bank or a mortgage company to apply for a loan before we buy your home for cash. We already have access to the funds necessary to purchase your property.
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7. THE ADVANTAGES OF SELLING YOUR PROPERTY TO A "CASH" BUYER
If, for any reason, you need to obtain the funds from the sale of your property quickly, our service may be right for you. We do not have to wait for "loan approval" like many individual buyers, we can usually close and you can have your cash quickly; often in as little as one to two weeks.
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8. WHO HANDLES ALL THE PAPERWORK?
After we agree on a selling price, we will both sign a sales contract and it will be delivered to the licensed title company where they research the property to determine all the record owners and determine if any liens apply to the property. It may be necessary for sellers to show documents such as , death certificates, divorce decrees, bankruptcy discharge orders, power of attorney etc. This is to show proof of ownership or ability to sell.
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9. DO I HAVE TO MAKE REPAIRS, CLEAN OR HAUL ANYTHING?
No! We can handle everything including hauling and cleaning. You don't have to do anything except take any personal belongings you want and leave the rest. You don't even have to sweep or mop the floors. Please note that you cannot take items from the property that are attached or used for the property to function properly such as air conditioners, plants, carpet, window treatments, cabinets, lights, trees, built in stoves etc. without agreeing to it in the contract.
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10. HOW DO I KNOW YOU HAVE THE MONEY TO BUY MY PROPERTY, FAST?
This is a good question to ask up front, considering the number of sellers we have encountered that had a cash contract with someone that really didn't have the money to close. Just because they say, they can buy cash, isn't always true at closing. We can provide a proof of funds letter from the bank upon request. We all meet as strangers at first and you don't know if we have the money and we don't know that you really own the property. Although we don't need a real estate license to buy and sell our own property, we are licensed real estate agents and brokers in the State of Colorado. We are also a member of the North Metro Board of Realtor and we subscribe to the Realtors code of ethics and standards in our business practices.
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11. DO I HAVE TO PAY YOU A COMMISSION BECAUSE YOU ARE A LICENSED REAL ESTATE AGENT OR BROKER?
No. We are licensed real estate agents and Realtors representing ourselves (see below for more on this) in the purchase transaction and subsequently do not charge a commission.
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12. DO I NEED TO HAVE THE HOME INSPECTED BY THE CITY?
NO, generally, you do not have to have the house inspected prior to selling it to us "as-is". We purchase property "as is" with the intent of seeing it eventually being repaired. We will bring it back up to current code standards and placed back in service.
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13. WHY DO YOU PURCHASE UNDER A DIFFERENT NAME?
Like many other companies, we have separate affiliates for various business tasks. We purchase property under the corporate name A Place to Live LLC. This is the purchaser's name that will appear on the contract we present to you to buy your home. In order to "list" properties for sale in the MLS, we are required to be licensed. Real Estae Investment Counseling Inc. is the licensed broker registered with the State of Colorado and we list and sell both "as-is" and "rehabbed or retail" properties under this name. Pat Chomyn is a licensed real estate agent with Real Estae Investment Counseling Inc., 12000 Zuni St Westminster, CO 80234. Phone 303-910-1969. Please note that we are representing ourselves in any transaction and in busisness to make a profit.
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